Our Services
Investment & Wealth Management
At the forefront are your financial and lifestyle goals and objectives, including your personal and, if applicable, your business situation. As your advisor, we work with you to identify the issues and opportunities. We then follow a performance-driven approach to develop robust solutions that can be measured over time against your needs and goals.
We construct diversified portfolios by employing a top-down approach to asset allocation, combined with a bottom-up approach for the selection of individual securities within each portfolio.
At
Life Planning Solutions, we believe that asset allocation is a key driver of performance and look to benefit from this through well-thought tactical asset allocation positions derived from a deep understanding of the macroeconomic environment.
Financial Planning
Our performance-driven approach follows a four-step advice model, to develop robust financial advisory solutions that can be measured over time against your needs and goals.
Superannuation & Retirement Planning
We are living longer than any generation before us. With smart forward planning we can ensure you have the most successful outcomes in creating an income stream from your super and investments, reducing tax, maximising access to government benefits and minimising stress.
The most successful retirement plans are commenced well before retirement to give you the best result, however it is never too late to get your financial house in order and achieve good outcomes.
Self-Managed Super Funds
Self-managed super funds offer many advantages in comparison to traditional super funds, including more control over your investments and more investment flexibility.
There are even greater benefits when you invest through a self-managed super fund, such as the ability to formulate your own investment strategy and decide personally where the funds will be invested. This is why self-managed super funds have been increasing in popularity over the past few years.
Risk Insurance
No matter what age you are, having the right personal insurance is essential to your financial security and to protect your current lifestyle, business and retirement plans. Given the number of insurance providers in the market and diverse types of cover it is important to talk to our specialist risk advisors to make sure you get the right insurance to protect your family and your business.
We start by carefully examining your current and future needs and then conduct a deep and thorough search for the best insurance solutions for you. At Life Planning Solutions, we help you make informed decisions by taking the time to explain what you may need and why.
You can rest assured you will be offered a comprehensive range of solutions that are highly attuned to your individual needs.
Whatever type of insurance cover you may require, our long-standing professional relationships with leading insurers enables us to offer you policies with more favourable terms than you may find elsewhere.
Estate Planning
We all know the old adage – there’s nothing certain about life except death and taxes. This is why legal advice on estate planning matters and using a lawyer for your will is so important. Making arrangements for the ongoing care of your loved ones and your assets in the event of death or incapacity is not something you want to leave to chance.
Our access to a broad range of legal experts can build an integrated estate planning strategy to ensure that your wishes are carried out. We will also identify issues you may not have thought about, including how to pass on your wealth in a protective and tax effective way.
Business Succession Planning
Good businesses are the product of sound decisions and hard work, but ongoing success cannot be taken for granted. As a business owner, you will want to grow the value of your business, but also ensure that you and your loved ones are rewarded for all your hard work. This is why engaging qualified advisors for business succession planning is an essential requirement for every business.
A strong succession plan developed in conjunction with a business financial advisor helps you to address important matters such as decision-making, owner departures, remuneration, owner obligations, valuations and dispute resolution before, during and after a succession event.
Debt & Margin Loan Advice
You may have goals in your life that you simply cannot realise without the right funding.
Getting the finance you need to bring your goals to life can be made straightforward when you have a highly experienced team of financial advisors working for you.
Our access to dedicated lending advisors can help you obtain the finance you need, on the best available terms.
Ethical Investments
The next generation of investor will increasingly consider their personal values as they make investment decisions.
Younger investors express a high interest in understanding how to align their investments with their personal interests and principles.
As part of our advice model during the personalisation process, we engage with our clients to ensure that the portfolio is aligned with the clients’ beliefs.
Private Wholesale Investments
Offering bespoke investment opportunities for high net worth individuals that are usually reserved for investment banks, stockbrokers and family offices.
Aged Care
Our aged care specialists have significant experience in working with people entering care, as well as their families, to ensure that the best decisions are made regarding finances and care options, that the correct paperwork is in order and the transition is as smooth as possible for everyone involved.
Our experience shows that having a loved one enter aged care can be one of the most stressful times for you and the person entering care, so our aged care specialists help navigate the myriad of options.